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A Note from Rick Lorfing

Rick Lorfing

"I want to encourage you to take advantage of this special VA program. Often times, people feel that the Government doesn't do enough to help and that they make everything too complicated. Fortunately, the Streamline Refinance is one of the best and easiest Government programs out there and has recently been expanded to help even more Veterans. I can help your family today."

  • You will skip up to two house payments
  • Low, fixed interest rate
  • No appraisal required
  • You will not pay one penny out of your pocket- not a cent!
  • No monthly mortgage insurance
  • No time off work required
  • Easy, no stress process
  • Exclusive program for veterans only

Dear Veteran,

My name is Rick Lorfing and I help Texas families lower their mortgage payments with an APR as low as 4.00% FIXED, skip up to two payments and pay off some debt-- all at the same time using the special VA Streamline Refinance.

You are pre-approved* because you are a Veteran with a VA Mortgage who has not been more than 30 days late on your mortgage more than once in the last 12 months. There are no out of pocket costs.

This VA Streamline Refinance, can be completed from the convenience of your home. The entire process is hassle-free and takes about 21 days to complete.

Why doesn't your credit matter?

This special Government program only considers the fact that you have had a VA mortgage for one year and that you have not been delinquent (more than 30 days late) more than once in that time.

Skip Your Next Payment(s) Get Started Today

One of the special benefits of this Government program is that you will skip up to two payments as part of the VA Streamline Refinance. I can show you how to use that skipped payment, and the cash you receive back from your escrows, to strategically pay off debt and lower your payments even more! We can develop a plan together.

Who are we and why should you allow us to help you?

My company, Lorfing Financial, is a division of Nationwide Finance Group and has helped thousands of Texas families take advantage of the special Government Streamline Refinance Programs since 1999. We are licensed with the Department of Housing and Urban Development and the Texas Department of Saving and Mortgage Lending. We are also members in excellent standing with the Better Business Bureau. Our experience and expertise allows us to structure the best possible Streamline Refinance for your family.

So What Do I Do Next?

Call us at (800) 778-5203 or (281) 751-7601 (Houston Area) to schedule a FREE consultation over the telephone. There is no cost or obligation. Our only goal is to help you lower your payment, pay your house off sooner, receive extra cash, or whatever your goals may be.

I will personally review your file and my entire team will do everything in our power to make the Streamline process as easy as possible for you. Take advantage of this offer today while rates are still low; every day that you delay is a chance that you will miss out on the lowest possible rate and payment.


Rick Lorfing

Rick Lorfing

  • National Recognized VA Expert
  • Lorfing Financial
  • A Division of Nationwide Finance Group, Inc.
  • Processing Center
  • 2734 Sunrise Blvd #103
  • Pearland, TX 77584
  • NMLS Number 336625
  • Notice to Consumers: Recovery Fund Notice
Rick and Allison Lorfing
Rick and Allison Lorfing, and Family
Luis and Claudia Moran

Our interest rate dropped by 3.5%! We closed in three weeks and I skipped two payments. We will be debt free soon!

Luis and Claudia Moran Tomball
Jorge Constanza and family

My bank said they would refinance me if I could come up with $6,000. I called Rick and we closed in 21 days and I didn't have to pay anything.

Jorge Constanza and family Humble
Clint and Sheryl Bates family

Rick and his staff really helped us. He lowered our house payment over $300 a month. Now taxes and insurance are part of our payment. What a blessing!

Clint and Sheryl Bates family Clear Lake

Skip two payments and lower your house payment with a FIXED rate--
all without any out of pocket expenses. The lender will pay all fees!